Qualification Guidelines

Families are selected based on need, ability to pay and willingness to partner with Beaches Habitat for Humanity. More details are listed below:

Beaches Habitat Service Area

Applicants MUST LIVE or WORK within the Beaches Habitat Service Area. Our Service area is east of St. Johns Bluff Road. Click Here to see if you live within our service-area.

Need

Anyone living in HUD/Section 8 Housing, substandard, overcrowded or unaffordable housing will be considered for a Habitat home.

• • Substandard takes into account code violations, safety, livability, stability of the structure and special needs of a family member that are not being met by their current housing.
  • Overcrowded is defined as more than two people sharing a bedroom.
  • Unaffordable is defined as spending more than 30% of the household income on housing.

Willingness to Partner

Willingness to partner encompasses the partner family’s acceptance and support of the Beaches Habitat mission:

• • Completing the application in a timely manner. Assistance is provided to any applicant that needs it.
  • Completing 8 hours of sweat equity.
  • Performing 300-400 hours of sweat equity build their and other Habitat homes in a timely manner.

Income & Ability to Pay

• • Habitat partner families are low or very-low income as defined by Housing and Urban Development (HUD).
  • Partner families must show an ability to repay a 30-year interest free mortgage. The average monthly mortgage payment is $525 (subject to change) including escrows.

(Above Income Guidelines Are Subject to Change)