擁有住房的優點

Approximately 95 million American families suffer from housing problems including a high cost burden, 人滿為患, 質量較差的住房和無家可歸. One in three households spends more than 30 percent of their income on housing, and one in seven spends more than 50 percent. In Jacksonville and the Beaches alone, 5,855 families live in substandard housing.* Beaches Habitat for Humanity is needed to provide simple, decent shelter to low income families in our community.

When it comes to the health and vitality of America’s communities, affordable housing is key. And where it is lacking, the challenges are formidable. Local governments deal with overcrowding and congestion. Employers struggle to attract and retain the labor force so vital to their bottom line. Low- to moderate-income working families work longer hours, endure long commutes or cut back on basic necessities in order to pay for housing.

Vital members of our community cannot afford to own a safe, decent home. Nationwide, the annual income needed to afford a median priced home was $78,075 in 2007, while the average school teacher made only $48,293 annually, a nurse $37,458, and a retails salesperson just $21,191.

An investment in affordable housing is an investment in the community. Read on to learn more about the benefits of homeownership and how you can help.

Community members gather to celebrate a new home in the 16-duplex Beaches Habitat for Humanity subdivision, Haywood Estates, in Atlantic Beach.

Homeownership benefits us all.

Affordable homeownership helps families, builds wealth and strengthens communities by providing substantial economic benefits to the homeowner family, 他們的鄰里和國民經濟.

幾項研究表明擁有住房的潛在好處是:

  • 高等教育性能和兒童行為的更好
  • 較低的社區犯罪率
  • 家庭中減少福利依賴
  • 公民事務更多家庭參與
  • 更好的家庭健康

這一切都是為了孩子.

7-歲Ja'Nae Cazares在她家的新的棲息家門前 – 那燦爛的笑容是因為她有她自己的房間首次!

幾乎是置業的好處比我們的合作夥伴家庭的孩子更明顯. 住房所有權導致更高質量的家庭為孩子長大, 更何況改善考試成績和減少行為問題. Children of homeowners are also more likely to graduate high school, and daughters of homeowners are less likely to have children by age 18. A lack of stable housing is also associated with stunted growth, health problems and deaths from house fires due to faulty electrical systems.

在海灘棲息地, we recognize the importance of education in breaking the cycle of poverty. That’s why we offer a variety of education programs to our homeowners and their children including homework help, 閱讀和數學輔導, school-based mentoring, financial literacy programs and college scholarships.

Helping people help themselves.

Without a decent home, people cannot be productive members of the community, children struggle to learn and develop, and families cannot thrive.

Building equity and credit. In receiving a Habitat home with an interest-free loan, our partner families can stop wasting money on rent and begin to build credit and home equity by making their monthly mortgage payments. They can also take advantage of the government’s largest housing subsidy, the mortgage interest tax deduction.

A place to grow. Like a plant, children need space to grow. Studies have shown that when children don’t have a space to call their own, their grades suffer and they are more likely to drop out of high school, abuse drugs and end up in the hard-to-break cycle of poverty.

Building communities.

Because high rates of homeownership create positive social benefits, a neighborhood with a high homeownership rate is a more desirable place to live.

Increased home values. High rates of homeownership result in rises in housing prices, studies show. 換一種說法, 人們將付出更多的房屋街區與住房擁有率很高.

更高的保費. 研究表明,房主和保費百分比呈正相關. 例如, 與鄰里 80 房主百分之創建 $5,000 額外費用.

在它的長遠. 不僅是房主更有可能參加當地民間團體和選舉, 他們還報告更滿意自己的生活狀態,更可能留在他們的家中長時間.

報名 我們的電子通訊

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