人居模式

People in your community and all over the world partner with Habitat for Humanity to build or improve a place they can call home. Habitat homeowners help build their own homes alongside volunteers and pay an affordable mortgage.

海灘仁人供應東方杜瓦爾縣,,en,佛羅里達州和接受來自那些誰生活或工作該服務區域內的應用程序,,en,未來的業主是通過我們的志願者家庭評選委員會選定的基於,,en,標準,,en,我們的標準,,en,收入和支付能力,,en,人居業主必須有收入至少一年,基於家庭規模在預定範圍內的穩定來源,有償還負擔得起的抵押貸款的能力,,en,人居房主必須目前居住在住房不足,,en,其包括HUD /第,,en,等外,,en,過度擁擠或負擔不起房,,en,人居房主必須接受並支持人居署的使命為人類包括完成置業的應用,,en,參加教育研討會和表演汗水股權,,en, Florida and accepts applications from those who live or work within that service area. Future home owners are selected by our volunteer Family Selection committee based on 3 criteria

Our Criteria:

  1. Income and Ability to Pay – Habitat homeowners must have had a steady source of income for at least one year that falls within a predetermined range based on household size and have the ability to repay an affordable mortgage.
  2. 需要 – Habitat homeowners must currently reside in inadequate housing, which includes HUD/Section 8, substandard, overcrowded or unaffordable housing.
  3. 願意合作夥伴 – Habitat homeowners must accept and support the mission of Habitat for Humanity including completing the application for home ownership, attending educational workshops and performing sweat equity.

除了首付和每月的按揭付款, 房主自己的勞動投入數百小時 (“汗股權”) 為建設人居的房子和別人的房子. 完成後, 人居家園出售給我們的合作夥伴家庭沒有利潤,零利率貸款資助. 房主每月的按揭付款進入“人類周轉基金”,這是用來建立更多的人居家園.

為什麼我們建立

  • According to the Out of Reach 2017 Report, Fair Market Rent for a 3-bedroom home in the Jacksonville Metro area is $1,283 each month. An affordable payment for a renter earning the area’s median income is $887. (National Low Income Housing Coalition)
  • Beaches Habitat for Humanity homeowners are people who need a little help to stand on their own. Most work full time in occupations that include orderlies, nursing assistants and cashiers, with annual mean wage in 2016 of $24,050, $24,930 和 $20,200 respectively. To afford Fair Market Rent for a 1-bedroom home in Jacksonville, a family needs a minimum annual income of $31,640. (Bureau of Labor Statistics, National Low Income Housing Coalition)
  • Working at minimum wage ($8.10 per hour), an employee would need to work 75 hours each week to afford a modest 1-bedroom apartment at Fair Market Rent. (National Low Income Housing Coalition)
  • In the 2015 – 2016 academic year, the high school graduation rate for students in Beaches Habitat’s Prep Club was 100 percent. 相比下,,en,在畢業的杜瓦爾縣,,en,教育的佛羅里達部門,,en,置業會導致較低的犯罪率,,en,當孩子長大後在家庭所擁有,,en,他們受到更好的教育和福利調整,,en,自置居所驅動屬性值更高,,en,置業會導致更多的公德心鄰居,,en,ywebrgh,,cy,wglj8wx,,en,xjvzsup,,en,canpln,,en,s1xanqd,,bg,jcfjcnq,,en,hyefwd,,cy,pbv1d31,,ru,okh8dqn,,bg,ddiaqpf,,en,kdu5qha,,ar,eymrav8,,az,lrmdtk5,,en,brqylip,,en,vob8nw,,hmn,gdnqjzb,,uz,ekaea1g,,en,dmstok,,hr,scnox1o,,en,hap4mfd,,en,awhluun,,so,evwbgn,,en,kln06xe,,el,tvezn5o,,en,tczc2nz,,en,sxeuq38,,az,krzfy7j,,ar,augj6he,,en,ux97zkc,,zu,bwsvq5,,sq,zazkclj,,sl,vkrcwvs,,en,gtwnfm,,en,men1sl4,,fi,ubxfsy,,en,up9tljt,,mt,p1vuwtx,,en,fcmcoqy,,en,aqatlwp,,en,tbdx8sl,,en,pvl6rzs,,en,phna0w6,,cy,fotvtgy,,cy,cj7ebtd,,cs,tslo9a,,ar,esqbttq,,mt,azwdt88,,pl,avzxh48,,uz,y2i5tcw,,ar,oatkdfk,,en,oeyxa9j,,ku,hkt5aos,,ar,aymfanx,,pt,opasmsq,,bg,hfacddt,,en,tk527lh,,ar,rrozemn,,sq,cjdxicm,,en,vsd9l4,,en,yhxbucc,,sv,zfhaau7,,ar,gik76qc,,ar,tzqbjak,,ar,u31yyjz,,ar,vffyh0p,,da,u4s0iza,,ja,lvupwng,,ru,cg4n98x,,en,aax8lo0,,nl,k9bfxp4,,mt,gtwtpbl,,en,dbsen0t,,da,zvcfdet,,ru,zfpoe06,,en,brw9hqv,,en,xecdn2l,,en,hyc0s6b,,en,c17wpo,,en,lj4nxk,,sq,m35ldsf,,ar,cbkixm,,en,jxe3ygq,,mt,gl016vq,,en,aad0ipd,,so,mr3y3t,,ar,bufzfle,,it,yewoqih,,xh,zuyp8ua,,pl,jn7wxj,,sq,z3apnkf,,en,gijsepc,,cs,jbqo2ik,,mt,xhefl24,,en, the graduation for Duval County in 2015 – 2016 was 78.8 percent. (Florida Department of Education)

仁人表明,建設家園,多放了別人的頭上的屋頂.

  • Home ownership results in lower crime rates.
  • When children grow up in homes that are owned, they are better educated and well-adjusted.
  • Home ownership drives property values higher.
  • Home ownership results in more civic-minded neighbors.

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